Accept payments via UPI and get paid instantly.

What’s interesting is, you get onboarded instantly by just downloading our App and creating your profile.

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Enable UPI payments via apps like BHIM, PhonePe, WhatsApp, etc by updating to our latest Android App.

Checkout Using UPI Payments

Within the Checkout process, accepting UPI payments is as simple as 1-2-3. Customers will have to type in UPI PIN and the payment is done. The most beautiful part of this payment channel is that- it does not cost to own a QR code, and payment is instant to the merchant.

Benefits of UPI 

For Merchants


Large pool of customers

Tap customers without credit or debit cards. More than 50 million customers use UPI.

Safe and secure transactions

No hassle of signatures. No hassle of receipts. No risk of storing customers’ virtual address like in cards.

Low cost payment

UPI is a low-cost method as compared to other modes of funds transfer.

24×7 Transactions

Accept payments anytime through Paymonk UPI app.

For Payee

Highly Secure

Customers share only their virtual address and no other sensitive information.

One Click 2 FA

Trasactions are authorized by entering the correct PIN.


Can be used for split sharing with cash on delivery, merchant payments and remittances.


Payment request can be generated 24×7 on the web or on an authorized mobile interface (app).

What is UPI?

The Unified Payment Interface (UPI) is like an email ID for your payments. It is a unique identifier that your bank uses to transfer money and create payments using the IMPS (Immediate Payments Service). IMPS is quicker than NEFT and helps you to transfer money instantly and unlike NEFT, it works 24×7. This means that online payments can become much easier without requiring a digital wallet or credit or debit card.

How Does UPI Work?

The interface will permit account holders across banks to send and receive money from their smartphones using simply their Aadhaar unique identity number, mobile phone number or virtual payments address without getting into bank account details.

How secure is UPI?

The security is fool-proof because the transaction happens in an extremely encrypted format. Already NPCI’s IMPS network handles over Rs.8,000 crore value transactions daily, which is exponentially increasing with the utilization of mobile phones.

2 Factor Authentication – it is similar to OTP, as mandated by RBI. In this case, MPIN instead of OTP is used.

How to access PayMonk UPI App