Aadhaar Pay

Aadhaar Pay, also known as BHIM Aadhaar Pay, is a digital payment solution developed by the National Payments Corporation of India (NPCI) that enables merchants to accept payments from customers using Aadhaar and biometric authentication. This system is designed to promote financial inclusion by facilitating cashless transactions, especially in rural and underserved areas.​

Key Features:

• Biometric Authentication: Utilizes Aadhaar-linked biometric data for secure and convenient transactions.
• No Need for Cards or Smartphones: Customers do not need to carry physical cards or smartphones to make payments.
• Interoperability: Supports payments from customers of any bank, provided their accounts are linked to Aadhaar.
• Real-Time Settlement: Funds are transferred instantly to the merchant’s account.